On January 24, 2024 KIELTYKA GLADKOWSKI KG LEGAL took part in the webinar organised by DOW JONES RISK & COMPLIANCE on Crypto and Counter-Terrorist Financing. The speakers provided examples and described in detail complex issues devoted to on chain analytics (after the fact); VASPs, forensics, looking retrospectively to find patterns that are indicative of certain activities; working out fraud detection; off chain analytics, proactive and preventive detection; ties in with FATIF, virtual assets, registry, screening.
The article prepared by Przemysław Głowacz, KIELTYKA GLADKOWSKI KG LEGAL
Introduction
The concept of whistleblowing has been known for many years. It is the term that refers to the act of calling for help and literally means “blowing the whistle”. It is defined as critical statements, complaints or tips provided by employees – whistleblowers about shortcomings and erroneous behavior in the company towards state institutions or other third parties.
The President of the Polish Office of Competition and Consumer Protection announced the imposition of a fine of over PLN 1.5 million on one of international companies operating in Poland. The company allegedly used the so-called dark patterns, or more precisely, automatically added products to customers’ baskets in online shopping.
Amendment to the Polish Code of Civil Procedure: changes in the scope of enforcement proceedings
Introduction, basic objectives of the Amendment
The Act of 9 March 2023 changed a significant part of the provisions of the Polish Code of Civil Procedure (Act of 17 November 1964). A large part of the changes covered enforcement proceedings, i.e. a separate (from, inter alia, examination and auxiliary) type of civil court proceedings.
According to the reasons for the Draft Amending Act (Print No. 2650), the new legal changes were primarily aimed at simplifying the applicable procedures, reducing the workload of the courts and shortening the duration of proceedings. In the field of enforcement proceedings, one of the specific objectives was to specify the rules regarding the so-called bailiff services.
Obtaining information about the account and payment of the contribution in the event of the bank account holder’s death is often a considerable problem for heirs or administrators of the estate. Problems are caused not only by procedural requirements, but often also by banks themselves, which have little to gain from fulfilling their obligations towards authorized persons, but a lot to lose. From the economic point of view – financial resources which – although given to the bank under a repayable title – constitute the basis of its lending activities, from the legal point of view – venturing into the thicket of inheritance regulations and in many cases – the circle of heirs is difficult to determine, and it is easy to stumble, and thus, there are also problems with banking supervision. Therefore, banks are very reluctant to perform their duties, often multiplying problems and procedural requirements. It is therefore worth knowing when the bank should and when it cannot provide information about the account or withdraw funds from it.
